Check your eligibilityHightlightImage
Splitero makes home equity access available to as many homeowners as possible. Review our most recent eligibility criteria below.
Homeowner
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No minimum credit score
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No income requirement
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No more than 2 remaining liens on the property
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Properties held by a trust or LLC may be eligible
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Owner-occupied (including mixed-use) and non-owner occupied are both eligible
Property
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Is in an eligible area of California, Colorado, Oregon, Utah, or Washington
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Has an appraised value between $150,000 to $5,000,000
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Max investment is 30% of your home’s value or $500,000
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Is a single-family residence, condominium, townhome, or multi-family residential (2-4 units)
Eligible? Start your application today
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Your credit score is one of many determining factors in the pricing and approval of a Splitero home equity investment. Pricing and approval conditions are subject to change due to changes in the market and are not based on your credit score alone.
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Common questions
Will my credit be pulled, what type of pull is it, and is there a minimum credit score requirement?
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Am I eligible if I have an existing reverse mortgage or another shared equity agreement?
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Are there any income or employment requirements?
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After I receive the proceeds from the investment, are there any limitations on what I can use the proceeds for?
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Can I refinance my home in the future and maintain my agreement with Splitero?
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How it works
Pricing
Eligibility
FAQ
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Splitero Funding Inc. NMLS #2327455