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Chantanaya B

Chantanaya B.

San Diego, CA
Starting small business
Use of funds
I was able to pay off my debt, expand my business, and get the necessary renovations done that I needed. Now I'm able to have the grand opening that I dreamed of.

Story

After serving 21 years in the military, Chantanaya knew she wanted to open a small bakery or cafe but wasn’t sure how to accomplish that goal. She then discovered Splitero’s Home Equity Investment and accessed her home equity without new debt or additional monthly payments. That helped her fulfill her dream of opening a nostalgic Southern comfort dessert shop Hey Sugar.

Why did you decide to use Splitero?

I dreamed of opening a small bakery or cafe and didn’t know how I was going to do it. Interest rates were rising, and I knew I didn’t want to go through the hassle of refinancing. I also didn't want to take all the equity out of my home. I didn't qualify for a HELOC, so I'd been looking for something like Splitero. The terms were great, and I didn't have to worry about adding a new monthly bill. Compared to the competitors offering a 15-year repayment term and pushing the [equity] buyback versus Splitero offering the 30-year repayment term, that’s what really got me. 

How would you describe your experience working with Splitero?

My homeowner advisor was great. He took his time to explain the process and made me feel very comfortable with the decision that I was making. If I could describe Splitero in one word, I would say ‘Godsent.’ I say that because it released a burden for me, a financial burden, exactly when I needed it. I was able to pay off my debt, expand my business, and get the necessary renovations done that I needed. I was able to have the grand opening that I dreamed of.

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